Tuesday, 22 October 2013

BoI partners USAID, others on SMEs’ growth

Our Reporter November 7, 2013 1 Comment »

By CHARLES NWAOGUJI
In order to take the Small and Medium Enterprises (SMEs) to the next level, the Bank of Industry (BoI), in partnership with Western Union and USAID African Diaspora Marketplace, has invited over 200 SMEs to present innovative business plans to leading Nigerian and Pan-African banks.
According to the Managing Director of BoI, Ms Evelyn Oputu, her bank has been working with SMEs for more than a decade and has continually underscored their key role in not only driving growth, but also job creation.
Oputu, who disclosed this at the 2nd annual SMEs live banking panel, organized by BoI, in partnership with the Western Union and USAID African Diaspora Marketplace, Tuesday in Lagos, said that the annual event was unique because it brought together great banking partners who have recognized the role of SMEs in development and are willing to help address issues they face in accessing finance.
She noted that lack of access to finance and lack of full knowledge entrepreneurship are the main reasons for SMEs high failure rate in Nigeria.
“If we channel our efforts and resources together, and support SMEs, for instance, they will be the drivers of economic growth; job creation and poverty alleviation. Most countries base their economic development, growth and job creation strategies on SMEs. That is the big area we want to focus on,” she said.
She said that bold efforts should be made in addressing these challenges and proffer workable solutions in order to lift the economy.
Speaking at the event, the Regional Vice President of Western Union, Ms Aida Diarra, said that Western Union tried to equip individuals with the tools and resources that they need so they can achieve growth.
Ms. Diarra said that the sacrifices that many customers make to start up a business can be lost without the tools to maximize their investments through remittances, diasporan investors or institutional partners.
She noted that SMEs representing key sectors such as information and communications technology(ICT), agri-business, manufacturing and renewable energy will be among those being reviewed by approximately eight to twelve Nigerian and pan-African banks.
“Developing new approaches and opportunities that generate sustainable financial empowerment requires coordination and alignment across all sectors. A partnership between the bank of Industry and the African Diaspora Marketplace (ADM) links the private sector, government leaders and global community to collectively make a significant and positive impact to help SMEs,” she said.

The sun news

The Nigerian Association of Petroleum Explorationists (NAPE) says the country has the capacity to meet the 40 billion barrels oil reserves as projected by the Federal Government.
The President of the association, Mr George Osahon, said while briefing newsmen on the association’s 31st Annual International Conference scheduled for between Nov. 10 and Nov. 14 in Lagos.
Osahon, who is also the Director, Department of Petroleum Resources (DPR), said that Federal Government had targeted 40 billion barrels reserves and four million barrels per day production by the year 2020. According to him, the Nigerian oil and gas industry is currently experiencing declining reserves owing to reduced exploration, a situation that has caused much concern. Osahon said that successful exploration and development of new oil fields would require the use of novel integrated technologies.
He said that the association would at its 31st Annual International Conference and Exhibition examine critically the Nigerian oil and gas industry.
Osahon said that government was committed in meeting the 40 billion barrel oil reserve target, but decried the rate of crude oil theft and pipeline vandalism in the country.
He said as a country, it was in the best interest of the government to increase production.
“It is for all of us as stakeholders to work together, minimise the distraction and face the business of boosting the reserves production to 40 billion barrels.”
Osahon said that exploration successes in other African countries had put pressure on Nigeria as a competing destination for oil and gas investments.
He stressed the urgent need to examine the effectiveness of existing policies to drive growth in the oil and gas industry as well as the development of road maps and new policy initiatives.
Osahon said the association was committed to providing other learning opportunities, including short courses and field trips to the carbonate sedimentation areas in the Eastern Dahomey Basin in South West Nigeria.
On the Petroleum Industry Bill (PIB), the DPR director said the association would continue to advice government on the need to pass the bill into law.
“Stakeholders believe that as exploration and production experts in the oil and gas industry, NAPE should have made greater impact to ensure the passage of the bill into law. The only thing the body can do is to advice and can not force the government to do what they have to do.’’ He said that the National Assembly had the responsibility of either passing or rejecting the bill.
Osahon, however, said that what stakeholders should do was to make representations to the National Assembly in form of memoranda on the bill, adding that the association had already done so.
- See more at: http://www.vanguardngr.com/2013/10/fgll-meet-40bn-barrels-oil-reserves-2020-says-nape/#sthash.NuoZ3tkq.dpuf

Monday, 21 October 2013

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Friday, 18 October 2013

Ogoni banana plantation: PDP lampoons Wike’s critics

October 18, 2013

The Rivers State chapter of the Peoples Democratic Party (PDP), has defended the position of the Supervising Minister for Education, Chief Nyesom Wike, on the Ogoni banana plantation, describing the state government’s project as a huge disservice to the people.
Lashing at the critics of the minister for his uncomplimentary remarks about the plantation, the party, in a statement signed by the Special Adviser on Media to the state party Chairman, Jerry Needam, said those stunned by the minster’s hard knocks on the exponents of the banana plantation were feeding fat from the plantation which had allegedly impoverished the landowners the more.
The PDP regretted that up till now, the commissioner for agriculture had refused to make public the consultants to the project, and billions of naira involved in paying those ‘ghost consultants’, alleging that the real beneficiaries and management staff of the agricultural project were Governor Rotimi Amaechi’s political friends and acquaintances from outside the shores of Rivers State and Nigeria.
“Is it not wicked and inhuman that several years after its forceful acquisition, Governor Amaechi and his agriculture commissioner are yet to pay the necessary compensation to the real land owners or attend to the bereaved families whose relations lost their lives and property worth millions of naira as a result of the communal crisis generated by the land acquisition?” the party queried.
Faulting the employment of Ogoni youths in the plantation, the party noted that none of the Ogoni youths were permanent staff on the payroll of the Rivers State Government, and challenged the commissioner for agriculture and the minister’s critics to be bold enough to advance the reasons for the shortchange of the landowners or mention in practical terms how government’s forceful acquisition of Ogoni land for the plantation with no consideration to their plight does not amount to gross injustice and exploitation.
The party urged the Rivers State Government to make public names of Ogoni people employed so far, if they had employed any for the project.

The Sun 18/10/2010

Thursday, 17 October 2013

Govt unlocks N3b for micro enterprises in nine months

THE Federal Government Nigeria’s National Enterprise Development Programme, may have unlocked N3 billion fund for micro enterprises across the federation from January to September 2013.
The development,according to the Minister ofTrade,Industry and Investment,Olusegun Aganga,has bolstered direct micro-enterprise funding in the country,”to further demonstrate the commitment of the current administration to developing enterprises at the grass roots,in order to create jobs, enhance growth and ultimately reduce poverty.”
Aganga spoke through his Senior Special Assistant on Corporate Communications, Mrs. Yemi Kolapo, who received the “Star Ambassador of Nigerian Women Business Journalists” award on the sidelines of the World Bank/International Monetary Fund meetings, in Washington, DC, United States.
He said NEDEP provided the necessary platform for the sustainable ongoing funding of the micro enterprises, adding that the programme, through the Small and Medium Enterprises Development Agency of Nigeria’s business development training, also ensured the financial readiness of the micro enterprises and, thus, their ability to repay the disbursed loans.
Micro enterprises are businesses with less than 10 employees and or less than N5 million in assets (excluding land and buildings). They currently represent 99.87 per cent of Nigeria’s MSME population.
According to the minister, NEDEP is an initiative spearheaded by the Federal Ministry of Industry, Trade and Investment and its three parastatals – the Bank of Industry, SMEDAN and the Industrial Training Fund. Businesses can benefit from the opportunities the programme provides by getting in touch with any of the three agencies.
He said:“The Federal Government is deepening its interventions at the grass roots by implementing new initiatives in each State and local government of the federation. Over the last 3 months SMEDAN (the government agency responsible for developing the MSME sector) has expanded its operational footprint, and the agency is now present in every state of the federation, a remarkable feat within such a short period. This will enable it to provide the necessary support, in an efficient manner, in the different states.
“Nigeria has over 17 million MSMEs, according to the survey carried out by SMEDAN, in collaboration with the National Bureau of Statistics, and employs over 32 million people in Nigeria. Most Nigerians are employed in this sector and future job growth in Nigeria, like in most developed countries, is expected to come from this sector. SMEDAN’s new decentralised operating model will fast-track the One Local Government One Product Programme, which will ensure that each of the 774 local governments in Nigeria develops sectors based on their areas of comparative advantage.”
Aganga also pointed out that the Industrial Training Fund, an agency under the supervision his ministry, had just completed the training of 14,000 youths within the second Phase of its National Industrial Skills and Development Programme.
He said the completion of the second phase of the youth training brought the total number of youths trained under the programme to 24,000 youths in 23 States plus the Federal Capital Territory, over the last eight months.
He added:“ITF has also commenced the third phase of the programme in 13 States, which covers the rest of the country. The needs in each local government are different because the comparative advantages are not the same. The skills developments have covered areas like welding, construction, food processing, quarrying, agriculture and aquaculture, electrical\electronics, light manufacturing and many more. Each training programme lasts for three months to develop basic or intermediate proficiency.
“However, the most important thing now is that our focus is on ‘Train-to-Work’. As the youths are trained, they are linked directly with the requisite jobs. This is the only way to make the right impact.”
The guardian news paper on 17/10/2013

AfDB spends $700 million on water in Nigeria annually

MR Andy Mensah, an official of the African Development Bank (AfDB), says the bank has spent about $2.4 billion (about N384 billion) in Nigeria on water development alone. Water

Mensah made the disclosure in Lagos at a dialogue to mark the visit of a Netherlands warship, HNLMS Rotterdam.
The warship is in Nigeria for the ``Exercise African Winds’’, which is part of the ongoing African Partnership Station (APS) initiative.
``In water management, the AfDB investment runs into about $700 million per annum in Nigeria alone.
``This amounts to about $2.4 billion that the bank has spent in supporting the Nigerian government in water development.
``There is need for public/private partnership because the government cannot do it alone to support and help water resources.
``Although AfDB has not been directly involved in flood management, it has responded to issues such as the Fadama project," Mensah said.
Addressing newsmen after the dialogue, the Ambassador of Netherlands to Nigeria, John Groffen, said in fighting flooding, Netherlands’ vast experience in the field of water management would come into play.
``As we have battled water for centuries, it is logical that we should share this expertise abroad, and in this case, with Nigeria.
``We have already gained so much expertise abroad fighting floods, including the one at New Orleans and New York after Hurricane Katrina and Hurricane Sandy respectively.
``In 1953, the great flood in our country which caused the death of about 2,000 people was a wake-up call, and we had since then determined that it would never happen again.
``We want to replicate such solutions in Nigeria without waiting for disasters of such magnitude to prompt us to act," he said.
Mr Samuel Ome, the Director, Water Quality Control, Federal Ministry of Water Resources, said there was a need for a real time monitoring of the river system.
He said this was necessary ``to get the behaviour of the water’’ and forecast for the future.
``The core job of the ministry is real time monitoring of the river system, forecasting of the future, tackling flooding disaster, especially in the angle of health and hygiene, because the water quality becomes contaminated after any occurrence of flooding.
``During this period, we strive to reduce the risk of water-borne diseases occasioned by the floods. We partner with emergency stakeholders in this regard.
``The ministry is working on long-term measures for building dams. Although the average construction of a large dam takes seven years, the ministry has put working measures in place," Ome said.
He debunked allegations that the National Emergency Management Agency (NEMA) had not been carried along, adding that there was a need to enlarge the dialogue to involve all stakeholders.
Speaking also, the Commanding Officer, HNLMS Rotterdam, Captain Hubb Hulsker, said the exercise was for diplomatic reasons, particularly to further trade and commerce.
He said the Nigerian Navy personnel would be trained on how to combat illegal fishing, human smuggling, drug trafficking, oil theft and piracy.(NAN)

Wednesday, 16 October 2013

Your third party motor policy works

General attitude of Nigerians towards motor third party insurance. The attitude of Nigerians – the insurance buying public towards motor third party insurance is lukewarm and not in any way different from their general perception of insurance products and services as gambling, betting, fraud, or deceitful transactions. Quite often, buyers of the motor third party insurance are statutorily compelled to buy the third party cover under the provision of the Motor Vehicle Third Party Insurance ACT of 1945, before anyone could drive or put their vehicles to use on the highway.Most Nigerians therefore buy the motor third party insurance cover in strict compliance with the enabling Act of 1945 that made it compulsory for all vehicle owners, and hardly care to bother about the benefits derivable or the extent of cover granted, or the legal validity of the insurance contract documents.They usually don’t verify or check the genuineness of such covers often obtained or bought at the point of registering and licensing their vehicles, which in most cases have been found to be fake insurance papers, and that are not easily detected by law enforcement agents, until they are presented in support of a claim following an accident involving the insured vehicle.In essence, the greater bulk of motor third party insurance covers often bought at the point of registering or licensing new vehicles are fake and are not legally valid insurance papers.The insuring public and buyers of motor third party insurance are therefore advised to approach the well-established and authorized insurance firms for the valid insurance covers, or in the alternative, approach any of the licensed & authorized insurance Brokers for valid insurance covers.What is motor third party insurance?This is the insurance cover made compulsory by the Motor Vehicle Third Party Insurance Act of 1945.The 1945 Act made it mandatory for all vehicle owners and users to obtain the Third Party Insurance cover before driving or putting their vehicles to use on the road or highways.It therefore becomes an offence punishable in law for any person contravening the provisions of the law. The underlying objective of the 1945 Act is to protect the interest of innocent public or third parties that may sustain death, or bodily injury, and damage to their assets & property following an accident caused by the insured vehicle. Prior to the enactment of this Act, innocent third parties or members of the public were unduly exposed to uninsured risks of this nature, and were therefore left to suffer as there was no form of compensation or relief accessible to them.How does motor third party works?In strict compliance with the enabling Act, all motor vehicle owners are compulsorily mandated to buy the Third Party Insurance cover before they could drive or put their vehicles to use on the roads or highways. If any vehicle owner or operator fails to comply, it becomes a breach of the provisions of the law leaving the culprit to penalties under the law. This explains why the law enforcement agents oftentimes conduct spot-checks of vehicle insurance papers on the highways.What are the covers provided?In line with the objectives underlying the enactment of the Motor Third Party Insurance, the covers which are solely meant to protect the interest of the general public – innocent Third Parties are broadly in two categories namely:1.To pay compensation in an unlimited quantum or amount for any third party sustaining death or bodily injury resulting from an accident involving the insured vehicle.2.To pay compensation for damage to asset or properties of third parties resulting from an accident involving the insured vehicle up to a limit under the standard policy provision, that can always be extended to higher limits at an extra charge.3.To pay for legal cost and expenses incurred with the consent of the insurance firms providing the cover in defending any legal action or liability claim consequent upon an accident involving the insured vehicl

e - See more at: http://www.vanguardngr.com/2013/10/third-party-motor-policy-works/#sthash.R46j2PjC.dpuf

vanguard 16/10/2013

Confab: Should be ‘bottom-up’ dialogue, by Citizen Durojaiye -

By Durojaiye Pirisola
Let me first thank your organisation for giving me the privilege to ‘air’ this article in your widely read newspaper.
This write up is not to dispute the need for a national dialogue- it is long overdue. I will cast my vote for one at this juncture in spite of ‘histories’ of several conferences whose reports are gathering dust in some of the shelves in the seat of power.
After all, war or bloodshed has not been known to achieve any long-lasting peace- ultimately those that survived have always come to a round table to discuss. When you make peaceful change difficult, you may make violent one inevitable.
We as a nation have had enough bloodshed in various forms including civil war, ethnic clashes, political assassinations- mostly unresolved, ritual killings, kidnapping, armed robbery, road traffic accidents resulting from bad roads, avoidable deaths as a result of poor health care deliveries, etc.
Our political field, labour markets, economic and business climate have been turned to another theatre of ‘survival of the fittest’ or rather survival of the most highly connected in our evolution as a nation.
I want to point clearly early in this piece, that my vote will always go for an indivisible, one geographic entity called ‘Nigeria’ which I believed the Creator permitted the colonial masters to put together so that the black race could have a sort of base from which they could have a pride of place in the ‘comity of races’. Our disintegration will be a big blow to the only ‘virtue’ we have today as the most populous homogenous concentration of black-skinned/hair race on the earth.
I will not dwell much on the modality this conference should take- the committee set up by Mr President is made of intelligent and experienced people most of whom have been long-time advocate of such a conference.
As per the sovereignty of the conference I will vote for the decisions arrived at to be sovereign and binding as long as our corporate existence as a nation is not put on line.
Let us discuss first on how to govern our self with equity and justice in this conference and leave the decision regarding our corporate existence for another day!
However, on the modality I will suggest a ‘bottom- up’ discussion. What do I mean? Let the discussion start from Local government level, then to State, followed by geopolitical regions and finally at the centre.
At the local government level, each of the various constituencies/dialectical group could get representative(s) to discuss, from which local government representatives will be selected to present their resolutions at the state level.

Chairman, Afenifere Reuben Fosaranti; Chairman Arewa Consultative Forum-Alhaji Aliko Mohammed and hanaze President-General, Chief Gary Enwo-Igariwey

At the state level, the resolutions will be harmonized and representative(s) will be selected to present ‘state resolution’ at the geopolitical regional level from where the resolution representing the final position of each geopolitical region is drafted and presented at the federal level.
At this level (federal), agreement on various issues will be binding on all as long as 2/3 of regions agreed on such issue. At the end, the final resolution could be subjected to a national referendum for ratification by a simple majority from 2/3 of the regions. The final one should then lead to the drafting of a new constitution either by amending the present one to accommodate the resolutions or by making a brand new one.
The Structure of the Nigerian federation.
My suggestions are drawn from the’ spirit’ of the lessons in the Holy Bible and practices in the developed countries.
A nation was formed from one man. Jacob (later called Israel) had 12 male children from four women. It is instructive to know that in spite of the fact that they were from the same father, speaking the same language, God still instructed them to be governed like a federation. Each of the tribe (except Levi) had particular geographic areas allocated to them; each controlled the resources and pay 10% to the Levites (who performed various services on behalf of the nation) and later contributions to the central ‘theocratico-monarchial’ government; each have its own army/security etc.
Drawing from the above I will vote for an arrangement that will give a form of autonomy to various dialectical entities that constitute this nation from local government, state, region, up to the federal level. I will suggest the following:
1. A central government (for which I will suggest) a Presidential system of government with a unicameral legislature. The presidency will consist of 1 President and Commander in Chief and 2 vice presidents- 1 each from the Northern and southern protectorates; 1st VP will be from the opposite protectorate from the President, but in the case of death of the President, the 2nd (from same side with the president) will complete the President’s tenure. The Presidency will be rotated between South and north alternately after the maximum allowable two terms which should be retained.
I will suggest central government to take charge of our armed forces, central Bank and currency, Central Supreme Court, federal Police (which will be drawn equally from the federating units and only have bases in all major cosmopolitan cities to respond to inter-regional conflicts), Custom, and our international affairs. The present strength of our house of Senate could be retained as the unicameral legislative arm with members elected full time, but equally drafted from various federating units with equal numbers from the two protectorates that was amalgamated 100 years ago. Details could be worked out later.
2. Federating units: Present six geopolitical zones could be made the federating units. I will however advocate a Parliamentary system of government for the regions- akin to practices in the UK. Two houses for the regions. The elected house of parliament will consist of full time elected representatives- the party with the majority will form the government of the region headed by regional Prime Minister and the rest as opposition/government in waiting. Second house will resemble the House of Lords in UK where members would be drawn from elder statesmen/women, traditional rulers, clergy, trade union, student bodies, professional bodies, civil societies etc. However they would only be entitled to sitting allowances pro-rata, and the power will be similar to the house of Lord in UK. The ceremonial head (Governor General) of the regions could be elected by each regional houses of Lord. Each region should control its own police; have regional high court and courts of appeal. The regional police should be headed by the regional Inspector General to be appointed by the regional Prime minister on recommendation of the Regional Police commission consisting of people of integrity partly drawn from the house of Lord and First Ministers of each state.
3. Present states structures will continue to exist in different form, headed by an elected leader who will be a member of the regional parliament but also the first minister of each state- not an executive governor. The first Ministers will only have power like a regional minister/commissioner- akin to the present ‘minister of Niger delta’. Details of the responsibilities of the First Ministers can be worked out.
4. Local governments will be directly the responsibility of the Regional government and SHOULD have nothing to do with the government at the centre.
In summary we should have 3 Tiers of government- Federal, Regional and Local. There should be a federal and a regional constitution for each of the regions.
The present constitutional responsibilities of the states should be transferred to the regions while some of the exclusive responsibilities of the federal government transferred to the regions in the spirit of true federalism
Revenue Matter:
I will suggest that the Federal only control revenue coming from our territorial waters- i.e offshore (taking into consideration the present littoral issues), in addition to 50% of revenue from land borders e.g custom duties.
Other resources should be controlled by each region. The regions should have power to determine their Taxes while each region will in turn pay Tax ( value to be agreed and reviewed downward or upward on predetermined regular period) to run the central government.
The communities/local government from where resources are been derived should have a certain % of allocation based on derivation principle. The present system of revenue allocation between federal and state should be scrapped and regionalised. That is, the regions with gather the resources together, pay tax to the central government and give out % to local government based on derivation, and dispense the remaining to run the regional and local government. The office of the first Ministers will be run by regional government and allocation from % accruing to the local governments from derivation.
The spirit of my proposal on revenue is to make each tier of government a watchdog of the other and the people a watch dog of the government especially the local government in order to minimise corruption.
I will suggest adopting the Canadian system in determining the roles of the central and regional governments in the areas of education and healthcare policies while the issue of social welfare should be left for each region to decide.
Also Nigeria should remain a secular/multi-religious nation with everyone retaining the basic human right to practice his/her religion and right to freely change religion without threat to his/her life.
The federal government should hands off the sponsoring of pilgrimages to the ‘holy lands’ leaving this to each region to decide.
In conclusion, I believe my proposal will reduce the cost of governance, encourage productivity by promoting healthy rivalry among the federating units, reduce corruption, reduce the political tension in the centre and regions, promote accountability among the political leaders, ultimately putting the welfare of the people first.
See more at: http://www.vanguardngr.com/2013/10/confab-bottom-dialogue-citizen-durojaiye/#sthash.HhA3580M.dpuf
Dr Durojaiye Pirisola, a Family Physician wrote from UK.

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HOT VIDEO: Stella Damasus Crying Over Young Girls

Yesterday, Friday 11th October 2013 was the International Day of the Girl Child around the world. The Nollywood actress turned activist, Stella Damasus released an emotional video for #ChildNotBride. Her words in the video are touching but many people claimed she was acting. She says:
“My heart still bleeds for the millions of girls all over the world who still do not have a voice to speak. They are still given away in marriage even at age 9, no education, no social relevance, no hope for a promising future. I do pray that you will lend your voice and save a child today.”
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Tuesday, 15 October 2013

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Training coming up in Lagos

Hello Friends,

IC-CUBE, a 7 year old teenage and youth capacity building organisation is coordinating its annual youth conference and job/enterprise fair tagged: WINNING IN BUSINESS AND CAREER.

Thought leaders such as Prof. Pat. Utomi, Foluso Phillips, Prince Julius Adelusi-Adeluyi, OFR, Olakunle Soriyan and several others will be speaking at the event.
Training sessions will be facilitated by Phillips Consulting, Workforce Management Centre, Inspiro Ltd. and a host of others.

Date: Wednesday 23rd - Friday 25th October 2013
Venue: The New Alfred Martins Hall within St. Leo's Compound, Toyin Street, Ikeja.
Time: 8:00AM

Several companies and business owners will be there to hire qualified candidates.

Register by sending a mail titled 'I WISH TO ATTEND' containing: Name, age, occupation, gender, telephone number and email address to conference@iccube.org
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